De Velli Group development
VOLUME 2
JULY 2026
THE FRACTION ISSUE
Co Fractional Ownership  ◆  The Future of Real Estate in Africa
Ownership,
Reimagined.
Why the world's fastest growing real estate model is landing in Abuja, and how a ₦2,000,000 portion of Katampe Extension Phase 3 is already outperforming the bank.
ADAEZE'S ₦2M BET KATAMPE EXTENSION PHASE 3 MARKET WATCH: NIGERIA . ABUJA . AFRICA . GLOBAL THE $21.7BN QUESTION
02
VOLUME 2  ·  ISSUE 07  ·  A WORD FROM OUR CEO

Why Every Nigerian Deserves a Real Estate Portfolio

For decades, real estate has been one of the most reliable ways to build and preserve wealth. Yet for millions of Nigerians, it has remained out of reach, not because they lack ambition, but because they have been told they must first save millions of naira before they can become property owners. That belief has prevented many hard working Nigerians from participating in one of the world's greatest wealth building assets. At De Velli Group, we believe it is time to challenge that idea.

The future of real estate is not defined by owning an entire building. It is defined by owning a meaningful share of high quality assets that appreciate over time. Around the world, investors increasingly build portfolios across multiple properties instead of concentrating all their capital in a single investment. Diversification has long been a principle of successful investing, and real estate should be no different. Fractional ownership makes this possible. Rather than waiting years to accumulate enough capital to purchase one property outright, individuals can begin investing with smaller amounts, gradually building exposure to premium real estate and allowing their portfolio to grow alongside the market.

"The objective is not simply to own property. The objective is to own appreciating assets."

This shift in thinking changes everything. Wealth is rarely created by waiting for the perfect opportunity or the perfect amount of money. It is built through consistent ownership of assets that compound in value over time. As urban populations expand and demand for quality developments continues to grow, well positioned real estate remains one of the strongest long term stores of value. Investors who begin building portfolios today are positioning themselves to benefit from tomorrow's growth.

This is the vision behind De Velli Group. We are building more than developments. We are building an investment ecosystem designed to make institutional quality real estate accessible to more people. Our mission is to help individuals move from saving money to owning productive assets, creating opportunities to preserve wealth, generate long-term returns, and build financial security for future generations.

Real estate should not be reserved for a privileged few. It should be a wealth building opportunity available to every hardworking individual willing to invest consistently. The future belongs to those who own assets. At De Velli Group, we are committed to making that future more accessible, one investment, one portfolio, and one generation at a time.

A Word From Our CEO
Dr. Daniel C. Oduola
Dr. Daniel C. Oduola
FOUNDER & CEO
DE VELLI GROUP
DE VELLI GROUP
02 · CEO MESSAGE
WWW.DEVELLIGROUP.COM
03
THE BIG IDEA

What Is Co Fractional Ownership, Really?

Instead of one buyer financing an entire property, a group of investors each purchase a portion of it through a Special Purpose Vehicle, or SPV. The SPV, not the individual investor, holds the underlying Certificate of Occupancy. Every naira of appreciation is shared exactly in proportion to what each investor holds, evidenced by an SPV Allocation Certificate rather than a personal title deed.

$8.4bn
$21.7bn
Global fractional ownership market, 2025 to a projected 2034, an 11.1% CAGR. Source: DataIntelo, Fractional Ownership Market Research Report, 2026.
HOW IT WORKS, STEP BY STEP

01. Pool

Investors buy ₦2,000,000 portions into a Katampe Extension Phase 3 asset pool.

02. Deploy

The SPV deploys the pool into a single C of O verified, AGIS registered asset.

03. Share

Appreciation splits by portion held, evidenced by your SPV Allocation Certificate.

04. Grow, or Add

Hold for continued appreciation, or add more portions later, as Adaeze did.

This is exactly the mechanism that lets thousands of small investors co-own aircraft, yachts and Manhattan office towers, adapted here to a single Katampe Extension asset. The SPV structure means your legal claim is to your portion of the vehicle, not a fractional slice of the C of O itself, a distinction worth understanding before you invest. Turn the page for exactly how that document works, and for the land banking logic behind why Phase 3 is priced where it is today.

DE VELLI GROUP
03 · THE BIG IDEA
DATAINTELO, 2026
04
EDUCATION  ·  LAND BANKING EXPLAINED

Why Buying Early Beats Buying Ready

Land banking means buying a plot before the roads, drainage and services that will eventually justify its price have finished arriving. The investor is compensated for patience, not for construction. Every stage below moves a plot from raw and unpriced toward fully serviced and expensive, and where Katampe Extension Phase 3 sits on that curve is the entire argument for buying it now.

THE VALUE CURVE
STAGE 1

Raw Land

Undeveloped. Lowest price, no confirmed infrastructure timeline.

STAGE 2

Announced

Government or developer commits to roads and services.

STAGE 3–4

Phase 3 Is Here

Roads under construction. Pricing has not yet caught up.

STAGE 5

Fully Serviced

Roads complete, estates built. Standard market pricing applies.

GLOSSARY  ·  TERMS EVERY INVESTOR SHOULD KNOW
SPV Allocation
The document issued to each Co Fractional investor confirming their proportional share in the SPV that holds the asset's C of O. This, not a C of O, is what an individual portion holder receives.
C of O
Certificate of Occupancy, the legal document confirming government recognised land title, held by the SPV on behalf of all portion holders collectively.
Portion
A single fractional unit of a De Velli pooled asset, priced from ₦2,000,000, entitling the holder to proportional returns.
AGIS Registration
Abuja Geographic Information Systems record confirming a plot's coordinates and title are recognised by the FCT Administration.
ROI
Return on Investment. The percentage gain on capital deployed, here measured over a fixed 12-month holding period.
Appreciation
The rise in an asset's market value over time, driven here by infrastructure completion and corridor demand, not rental income.
DE VELLI GROUP
04 · LAND BANKING EXPLAINED
URBAN REALITY NG, 2026
05
MARKET WATCH  ·  JULY 2026

Nigeria. Abuja. Africa. Global.

Nigeria

Headline Inflation, May 2026
15.93%
CBN Monetary Policy Rate
26.50%
External Reserves, Jul 10 2026
$51.77bn

Abuja

Katampe Ext. Annual Growth
30–40%
Median Abuja Flat Price
₦120–130M
Price to Income Multiple
6×–16×

Africa

Urban Population, 2023
45%
Urban Population by 2050
1.4bn
Urban Growth Rate
~3.5%/yr

Global

Fractional Mkt, 2025 → 2034
$8.4bn→$21.7bn
Tokenised Real Estate, 2025
$18bn+
Real Estate Share of Market
48.5%
ABUJA DISTRICT APPRECIATION, ANNUALISED
Kado District
~40%
Katampe Extension
30–40%
Airport Corridor
18–25%
National Average
5–15%
Katampe Extension Phase 3
250 SQM, Pre Launch₦32,500,000
500 SQM, Pre Launch₦55,000,000
Co Fractional Portion₦2,000,000
N16 InterchangeComplete
FCTA Infrastructure Approval₦203.6bn
Title StructureSPV / C of O
DE VELLI GROUP
05 · MARKET WATCH
NBS · CBN · STATISTA · OECD
06
Feature Story
The Fraction Revolution, and the Discipline It Rewards
How an investment model built for Manhattan towers and private jets found its way to a plot in Katampe Extension, and why the investors who win here are rarely the ones with the most capital.

Fractional ownership is not new. What is new is who gets to use it. For most of its history, buying a share of a Class A office tower required the kind of capital that made the exercise redundant. What changed between 2023 and 2026 was infrastructure: digital platforms, clearer title verification, and SPV structures simple enough for a first time investor to understand in one conversation. Globally, the category has responded, the fractional ownership market was worth an estimated $8.4 billion in 2025 and is projected to reach $21.7 billion by 2034.

Africa arrives at this moment from a position of strength. The continent is urbanising faster than any other region on earth, and its land markets, Abuja's among them, have historically appreciated well ahead of the naira denominated instruments available to most savers. At 4 to 8% annual interest against inflation of 15.93%, a Nigerian savings account posts a negative real return every year. Treasury bills at 18 to 22% barely clear inflation. Land in Katampe Extension, at 30 to 40% a year, is one of the few instruments actually compounding wealth in real terms.

Fractional ownership does not remove the need for discipline, instalments paid on schedule, documentation kept in order. It removes the need for a lump sum before that discipline can start compounding.

"Timing the market is a myth. Timing your own discipline is not."
Real Returns vs Inflation, 2026
Inflation (May 2026)15.93%
Bank Savings4–8%
Treasury Bills18–22%
Katampe Ext. Land30–40%
De Velli Fractional Portion40% / 12mo*
*Realised return, Adaeze Nwosu's first portion, Jul 2025 to Jul 2026. Individual results vary.
DE VELLI GROUP
06 · FEATURE STORY
DATAINTELO · NBS · CBN, 2026
07
CLIENT SPOTLIGHT  ·  IN HER OWN WORDS

Adaeze's ₦2 Million Bet

A school administrator's second investment did not need a lump sum, a mortgage, or a plot. It needed a decision and ₦2,000,000.
Investment Snapshot
First Land Purchase2023
Fractional EntryJul 2025
Portion Investment₦2,000,000
Realised ROI (12mo)40%
Portions Held Today3
HER TIMELINE
2023

Land, Instalments

₦13,000,000 land plot over a 3 month plan.

JUL 2025

First Portion

₦2,000,000 into the SPV pool, Katampe Ext. Phase 3.

JUL 2026

40% Realised

Portion worth ₦2,800,000. Gain reinvested.

NOW

3 Portions

₦6,000,000 committed, diversified across the pool.

"The land taught me patience. The fractional pool taught me I didn't need a full plot's worth of savings to keep growing. I could just buy another portion."

Unlike her 2023 land purchase, Adaeze's fractional return was never about rent. It came from the underlying value of Katampe Extension itself rising over the year, made available this time in a ₦2,000,000 unit instead of a ₦55,000,000 plot.

DE VELLI GROUP
07 · CLIENT SPOTLIGHT
KATAMPE EXTENSION PHASE 3
08
INVESTOR'S CORNER

Quick Facts, Myths, and a Tip Worth Keeping

MYTHS VS. FACTS
Myth

"Fractional ownership means I don't really own anything."

Fact

You hold an SPV Allocation Certificate, a documented, proportional share in a titled asset. Your portion is yours to hold, add to, or sell.

Myth

"You need to be wealthy to invest in Abuja land."

Fact

A Co Fractional portion starts at ₦2,000,000, a fraction of the ₦32.5M to ₦55M needed for a full Phase 3 plot.

Myth

"Land appreciation is guaranteed."

Fact

Appreciation is driven by real, verifiable infrastructure and demand, not guaranteed. Past growth informs, it does not promise.

INVESTMENT TIP OF THE MONTH

Do not wait to save a full plot's worth of capital before you start. Buy one portion, let it compound, and use the gain to buy your second. Adaeze's three portions all trace back to a single ₦2,000,000 decision in July 2025.

DID YOU KNOW?

Africa's urban population is projected to double by 2050, adding roughly 700 million new city dwellers, more urban growth than any other continent will see over the same period.

Q&A
Can I buy more than one portion?
Yes. Investors are encouraged to spread capital across multiple portions rather than concentrate it in one, exactly as Adaeze did.
What document do I actually receive?
An SPV Allocation Certificate confirming your proportional share. The underlying C of O is held by the SPV on behalf of the full pool.
What happens to my portion if I want to exit?
Portions can be held for continued appreciation or sold, in line with the terms of the pool's SPV structure.
DE VELLI GROUP
08 · INVESTOR'S CORNER
WWW.DEVELLIGROUP.COM
09
INSIDE DE VELLI  ·  CURRENT OPPORTUNITIES

This Quarter, and Every Door Open

Flagship

Katampe Extension Phase 3

Road works and demarcation ongoing. Pre launch pricing remains active.

Sold Out

De Velli Apex, Dawaki Land

All land inventory sold. Remaining Apex units are turnkey homes only.

Milestone

First Fractional Cohort, 40%

Adaeze's cohort closed its first 12 month cycle at a realised 40% return.

In Development

De Velli Wealth Dashboard

Investor portal for tracking SPV portions and returns advances toward launch.

FULL INVENTORY, JULY 2026
PropertySizePriceStatus
Katampe Ext. Phase 3, Land250 SQM₦45,000,000₦32,500,000Available
Katampe Ext. Phase 3, Land500 SQM₦75,000,000₦55,000,000Available
De Velli Villas, Terrace + BQ250 SQM₦58,000,000Available
De Velli Villas, Detached + BQ500 SQM₦115,000,000Available
Crest, Ville Terrace + BQ500 SQM₦55,000,000Sold Out
De Velli Appex, Fully Detached500 SQM₦80,000,000Available
De Velli Appex, Dawaki LandAll SizesN/ASold Out
LOOKING AHEAD
Q3 2026. First fractional pool allocations finalise, with a full accounting shared per investor.
Q3 2026. De Velli Wealth Dashboard advances toward public launch for all SPV portion holders.
Q4 2026. A second Co Fractional pool opens on a new corridor, subject to this cohort's performance.

Explore Co Fractional Ownership

Katampe Extension Phase 3 · Portions from ₦2,000,000 · Target 40% ROI in 12 months
Scan to visit De Velli Group
SCAN TO BEGINSpeak with a De Velli wealth partner
about portions, pricing and allocation.
Sources: National Bureau of Statistics · Central Bank of Nigeria, MPC Communique May 2026 · Trading Economics · Statista, Urbanization in Africa 2026 · OECD, Africa's Urbanisation Dynamics 2025 · DataIntelo, Fractional Ownership Market Research Report 2034 · The Africanvestor · PropertyPro Insider · Urban Reality Nigeria · Ownkey.
Disclaimer: Market data is sourced from third party research referenced above; De Velli Group does not guarantee its accuracy. Adaeze Nwosu's 40% realised return reflects her individual investment and holding period and is not a guarantee of future performance. Each Co Fractional portion is evidenced by an SPV Allocation Certificate; the underlying Certificate of Occupancy is held by the SPV on behalf of all portion holders. Fractional ownership returns are not guaranteed and depend on market conditions. Prospective investors should conduct independent due diligence.
DE VELLI GROUP
09 · CLOSING
VOLUME 2 · JULY 2026